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Why Some Health Insurers Are Paying Policyholders to Shop Around

One of greatest obstacles to lowering health care costs for consumers is the lack of pricing information for medical procedures.  Because almost 90 percent of the U.S. population is insured, most people choose medical service providers based on non-pricing factors like in-network participation, word-of-mouth recommendation or convenience.  Since most people only pay a fraction of […]

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The Critical Role Medicaid Plays in America

As the country’s largest insurer and one of the government’s costliest social programs, Medicaid has come under close scrutiny in recent years.  The federal and state government insurance program was expanded in 2010 under the Affordable Care Act, and since then has been the legislative and budgetary target of fiscal conservatives. However much this program […]

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How the Latest Budget Deal Impacts Medicare Recipients

This year, Medicare will provide health benefits to more than 59 million Americans through its traditional coverage plan as well as privately administered Medicare Advantage (MA) plans.  The vast majority of beneficiaries are seniors but more than 9 million are younger Americans who qualify for the government insurance program based on a disability.  Medicare is […]

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How the Opioid Crisis is Affecting US. Health Care

Even if you only pay a marginal amount of attention to the news, you must know that the United States is facing a public health crisis due to opioid abuse. It is estimated that 91 Americans die every day from opioid overdoses, causing 42,2249 deaths in 2016. Available in prescription medications like morphine, oxycodone and […]

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The Best Insurance for Pregnant Women

Another child on the way is often a time for celebration, but for most couples this blessing comes with additional responsibilities.  Foremost among these is choosing a health plan that not only provides access to top-notch medical care that ensures the health of mother and child, but also offers robust financial security in the face […]

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Getting the Most Out of Your Health Insurance Plan

You probably pay a sizable amount every month to maintain you and your family’s health coverage, and so you want to get the most benefit out of that investment. You know that if a member of your family has a medical emergency, that health insurance policy will help you pay off medical expenses, keeping you […]

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Is Obamacare Doomed?

Since before it was passed in 2010, the Patient Protection and Affordable Care Act, commonly known as Obamacare, has been a popular target for political opponents.  Although the Republican Party has long opposed the ACA on the grounds that it cost too much, provided insufficient coverage and reduced consumer freedoms, these attacks were bolstered during […]

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Finding Health Insurance for a Parent

You may assume that if your parent is over 65 years of age that they are automatically covered by Medicare or some other government health insurance program.  But you should know that not everyone is eligible for these health coverage benefits, especially a spouse that stayed at home rather than worked. If you find yourself […]

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