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How the Government is Helping Family Caregivers

There are currently almost 46 million Americans aged 65 or older in the United States, and many of these seniors require long-term medical care.  This constitutes more than 15 percent of the entire U.S. population, and this age group is expected to continue growing to 98 million by 2060, at which point it will include […]

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Should You Have Individual or Family Coverage?

For most people, the option to enroll in a family plan seems like the obvious choice.  After all, it only makes sense that a bundled plan that covers an entire family would be more cost effective than individual policies. For the most part that is true, but there are some complications to insurance regulations that […]

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How the Trump Administration Might Affect Drug Prices

This month, President Donald Trump made a speech about how his administration planned to lower the prices of prescription drugs. In 2015, the U.S. population spent almost $325 billion on prescription drugs, and last year the Fortune 500 drug manufacturers reported almost $67 billion in profits. Although our capitalist society allows pharmaceutical companies to rake […]

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The Dark Side of Value-based Payments

The National Business Coalition on Health recently published findings that almost 40 percent of all health care spending is now linked in some way to value, up from 11 percent only the year before.  That suggests that more hospitals and providers are moving away from the traditional fee-for-service model and transitioning to a value-centered system.  […]

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Three Reasons the Theranos Implosion Could Affect You

When Elizabeth Holmes founded the biotech company Theranos in 2003, it was met with enormous fanfare. Holmes was only a 19-year-old Stanford student at the time but had garnered national attention for engineering a wearable patch that adjusted drug release and sent the patient’s blood information to the physician. She leveraged her success into her […]

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Why Cultural Health Norms are Important

Most doctors operate in a clinical setting in which the physician-patient relationship is rigidly defined.  Physicians assume that as the medical authority, their advice will be unquestioned and followed.  While many patients are willing to participate in such a relationship, there are many factors which can interfere in patient participation. Some of the most important […]

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Health Insurance for Recently Divorced

Marriage is a complex financial arrangement in which both parties pool assets and liabilities.  In many cases, the situation can become even more complicated if the marriage is dissolved.  A divorce involves a distribution of property and financial responsibilities that can be difficult for any normal person to understand. While the personal and financial fallout […]

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How to Control Aggression in Teens

Almost everyone has difficulty during their teen years as they transition from children to young adults.  Physiologically, the teen years mark a period of brain maturation and sexual development that can spark a host of emotional problems.  While most people eventually find an emotional equilibrium, there are some who fail to find a way to […]

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Why Some Health Insurers Are Paying Policyholders to Shop Around

One of greatest obstacles to lowering health care costs for consumers is the lack of pricing information for medical procedures.  Because almost 90 percent of the U.S. population is insured, most people choose medical service providers based on non-pricing factors like in-network participation, word-of-mouth recommendation or convenience.  Since most people only pay a fraction of […]

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