For most people, the option to enroll in a family plan seems like the obvious choice.  After all, it only makes sense that a bundled plan that covers an entire family would be more cost effective than individual policies. For the most part that is true, but there are some complications to insurance regulations that […]

The National Business Coalition on Health recently published findings that almost 40 percent of all health care spending is now linked in some way to value, up from 11 percent only the year before.  That suggests that more hospitals and providers are moving away from the traditional fee-for-service model and transitioning to a value-centered system.  […]

Most doctors operate in a clinical setting in which the physician-patient relationship is rigidly defined.  Physicians assume that as the medical authority, their advice will be unquestioned and followed.  While many patients are willing to participate in such a relationship, there are many factors which can interfere in patient participation. Some of the most important […]

Marriage is a complex financial arrangement in which both parties pool assets and liabilities.  In many cases, the situation can become even more complicated if the marriage is dissolved.  A divorce involves a distribution of property and financial responsibilities that can be difficult for any normal person to understand. While the personal and financial fallout […]

One of greatest obstacles to lowering health care costs for consumers is the lack of pricing information for medical procedures.  Because almost 90 percent of the U.S. population is insured, most people choose medical service providers based on non-pricing factors like in-network participation, word-of-mouth recommendation or convenience.  Since most people only pay a fraction of […]