Most people don’t love a trip to the dentist. But, that trip can get much worse when you’re faced with a huge bill.
Just as we do with our health insurance plans, we uncover the plans that dental insurance carriers don’t promote to large employers.
Your dental coverage will also fit your lifestyle.
What You Should Consider
Do you want preventive
Do you want low or no deductible coverage?
Do you visit a dentist for procedures beyond regular cleanings?
Do you want to keep your current dentist?
Do you only want covered for major dental procedures?
Types of Dental Coverages We Offer
All Boost Health Dental Insurance Plans include preventive care, including exams, x-rays and cleanings.
Similar to medical PPO coverage, dental PPO plans allow you to use any dentist, but the dentists that are “in network” will typically have lower costs for you. Visits may have a copayment and you’ll probably have a deductible before the plan begins covering you, as well as a maximum amount that the plan will cover in a calendar year.
You’ll typically choose one dentist or practice for all of your dental needs. If you seek coverage elsewhere, you’ll pay for it yourself. HMO coverage often has lower monthly premiums and low or no copayments.
With dental discount plans, you receive a lower cost for service, but all visits and procedures are paid directly to the dentist or practice by you. There is no copayment or deductible, since you are paying for services directly.
Vision coverage is a common addition to many people’s health insurance, but it’s not required. Vision coverage will typically cover vision checks and other preventive care, as well as office visits and basic procedures.
If you are considering an advanced procedure, such as Lasix, make sure to tell your agent so they can build that possibility into your customized coverage plan.
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