Medigap coverage is health insurance designed to fill in the gaps in your regular Medicare coverage. These gaps might include copays, deductibles or healthcare needs you might have while traveling outside of the United States.
Medigap does not extend coverage to nursing facilities, long term care, vision or dental care.
Medigap coverage is purchased through private insurance companies and can be included in your Medicare Advantage plan. However, you must already have Medicare Part A and Part B to be eligible for Medigap coverage. This makes sense, since Medigap coverage is built to cover the gaps in Part A and Part B coverage.
Many people add Medigap coverage to remove the uncertainty of medical costs, instead opting for a fixed monthly amount. Your lifestyle and current health will be important points in deciding whether or not to add Medigap coverage.
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